Guides
CDL school insurance guides
Compliance, liability, and placement issues explained in plain English for CDL and truck-driving school owners, with every claim sourced to the regulation or reporting behind it.
ELDT and the Training Provider Registry: A Compliance Guide for CDL Schools
What a CDL school must do to get listed on the FMCSA Training Provider Registry, stay listed, keep the required records, and avoid removal. That discipline also matters to underwriters and to a negligent-training defense.
Why New CDL Graduates Are Hard to Insure, and What Your School Can Do About It
The two-years/age insurability problem new CDL graduates face, how carrier-sponsored training and tuition repayment agreements work, and the Workforce Pell completion and placement rule taking effect July 1, 2026.
Sexual Abuse and Molestation (SAM) Coverage for CDL Schools
Why one-on-one in-cab and sleeper-berth instruction creates sexual abuse and molestation exposure most general liability policies don't cover, and how endorsed versus standalone SAM coverage and risk controls address it.
Employment Practices Liability (EPLI) for CDL Schools
How EPLI addresses instructor employment claims and third-party student claims, why the standard wage-and-hour exclusion matters, and what a defense-cost extension actually covers.
Telematics and Dash Cams for a CDL Training Fleet: What Underwriters Want to See
What driving data underwriters actually look at from a CDL training fleet's telematics and dash cams, and how to package it into an underwriting submission. Discounts vary by carrier, so we don't publish percentages.
Negligent Training Liability: The Coverage Gap CDL Schools Need to Close
How the negligent-training legal theory works, why general liability often doesn't respond to a 'you taught this driver badly' claim, and how ELDT records support a school's defense.